Don’t Overlook: Travel Insurance

Travel insurance is essential if you plan to take your holiday away from home. In most cases, you should invest in this vacation essential. This insurance provides emergency care, action, or reimbursement if something goes wrong on your trip. This can include anything from canceled flights and lost luggage to medical emergencies and weather-related evacuations. This is an essential way to prepare for your trip.

While on vacation, you never know when or how disaster will strike. Travel insurance provides the peace of mind you need to fully enjoy your time away. Additionally, the potential return on investment is impressive—just a few dozen dollars spent while planning can save you thousands in the event of an emergency. On that note, travel insurance is rarely expensive. In fact, most plans are available for just an added few bucks each day. To get the best deal, divide your package cost by the number of days you are spending away. If the final number is between $2.50 and $4, you’re getting a good deal for reliable coverage—any higher or lower may indicate a scam.

There are several types of travel insurance: Cancellation/Interruption, Medical, Baggage, Flight, and Evacuation. Each is relatively self-explanatory: Cancellation/Interruption insurance is a comprehensive policy offering reimbursement if you need to cancel or end your trip early; Medical insurance covers potential hospital visits, ambulance rides, and emergency dental work; Baggage and Flight are often grouped together and work to protect you and your belongings in transit; Evacuation insurance allows for emergency medical evacuation—perfect for if you’re planning an extended backpacking trip or safari.

Ultimately, the choice to purchase travel insurance is a personal one. Most travelers don’t utilize the service unless its offered as an add-on for your flight. However, this is one part of your holiday planning you should not overlook. Your vacation is an investment; this insurance is a means of protecting that money. Travel is expensive, and accidents are bound to occur. Moreover, getting travel insurance may give you the confidence to seek aid when you might otherwise wait to get home. Hiking in Turkey and hurt your ankle? Travel insurance will allow you to visit a local hospital instead of waiting to get home to visit a doctor.

 


Gerald Taylor

I am a lifelong explorer and travel enthusiast. I've never been a certified travel agent, but I have multiple family members who were. I'm not necessarily plugged in to the latest travel vendors and exclusive packages, and I've never cared for the label "life coach," but I do think I have some wisdom to offer about how people can get the most of your their vacation time.

    • Volcanos and Penguins and Wine Oh My
      The 28 or so hours traveling here has proven to be more than worth itWhile the flight from Houston to Santiago was overnight and in the dark the three hours from Santiago to Punta Arenas were spent winging over the Andes. Amazing is a word overused i
    • Visitors Projects Challenges
      Hola loyal blog readers Let me begin this entry with a WARNING the following includes a slightly graphic description of a medical procedure. If that kind of thing makes your stomach lurch skip down to the 4th paragraph. haha now you're all curious an
    • Cusco The Inca Capital
      8th February Cusco The Inca Capital Peru The City of Cuzco also Cusco at 3400 m above sea level is located in a fertile alluvial valley fed by several rivers in the heart of the Central Peruvian Andes. Cusco was the religious and a
    • Leaving Cold Blighty for Portugal
      Well the time is almost upon us when we drive to Portsmouth load us all and Harvey onto a Ferry and head across the Bay of Biscay and before anyone says anything we have most definitely been informed how rough this route can be but it beats several day
    • Off to Scotland and the Inner Hebrides
      So lets go to Scotland for a Month well that was the plan but a great celebration stopped us heading north until party date of the 27th of May. So we filled in our time with family and friends and had a great week visiting Fi and Doug in Northampton Dawn
    • The use of water clocks to measure time
      Water clocks were used to mark a limited time interval. They above all marked the time of studying and of teaching and were used by sailors to calculate the speed of a ship and by priests to limit the length of homilies. Well I have to say an enorm
    • Funicolare Zecca Righi
      This morning I took the Funicolare ZeccaRighi. This is a funicular railway in Genoa connecting the Largo della Zecca on the edge of Genoa's historic centre to several stations on the slope of the Righi hill. After reaching Righi I walked up a hill a